December 17, 2009
The Hangover
To us, this was indicative that they don't really want to sell. Our second offer was a great offer for the condition the house is in, and they still hesitated. E & i doubt they'll get any better offers, but they have had enough interest in the house, so I am guessing they felt they could wait and see.
The house we put an offer in was the yellow house in South Park. In the end, we decided an extra 10 minutes of commuting was worth it for the additional 300 sq-ft this house offered. I guess it wasn't meant to be.
Moving forward, we still have a house we really like and are keeping an eye on. We are also going to be looking at some new listings in other areas, trying to go for more square footage in less-desirable school districts (still Top-50) to see if we like anything there. For now though, our search is postponed until we return from the Holidays in mid-January.
December 8, 2009
Our First Offer
The process of putting together the offer was rather lengthy, with a lot of scary paperwork to look over. It was at this point that we realized how big of a commitment we are trying to make. We read through every piece of paper and signed our lives away, knowing that we would probably have to do it all again with a counter-offer.
We are excited about this house. It has everything that we need and want plus extras! It would make for a fantastic first home. We're hoping this turns out to be The One.
Unfortunately, as soon as our REA let the seller's agent know about the offer, we found out that there might be another offer coming into the fold. We are hoping it doesn't happen, or that if it does, our offer is accepted above the competition. We'll find out by Thursday either way. Fingers crossed!
Indecision
The new listing was a great renovated Cape Cod in Pleasant Hills. Three bedrooms, 2.5 baths. The only drawback was a small yard (small only by our standards). We are keeping this one on the list.
After long looks at both of our repeats, we spent the rest of the day mulling about the pros and cons of each house, each neighborhood, each commute, etc. E liked both houses and felt that it was my decision which one to go for. I was still conflicted. One house is smaller but move-in ready. The other house is larger but needs upgrades (mostly cosmetic). By the end of the day, we had decided to put in an offer. At the end we feel that if the offer is not accepted, then we have another great house to look into, and perhaps that is the way it is meant to go.
November 24, 2009
Putting "The Watch" on a House
We contacted our REA to talk about making an offer, seller's assist and closing costs, and decided not to put an offer in. We are still curious to see what houses may prop up on the market over the next few months. We have plenty of time since our target date for closing is not until early-March. However, we would hate to miss out on this house.
Our REA recommended that we put "a watch" on the house. Meaning that if someone else puts in an offer, the seller's agent will notify us to see if we want to put in an offer as well. This way we won't lose the house without a fight, and we can wait a bit longer to see if anything even better comes along. So, that's what we are doing. Watching the house until we are ready to pounce. Fingers crossed that no one snatches it up before we are ready to commit or that, if they do, something even more perfect comes along.
November 22, 2009
House Hunting Saturday
Location: South Park
Stats: 4 Bedrooms, 2.5 Bathrooms, First Floor Family Room
Pros: Room sizes were great, the layout of the house was very nice, closets were large, the yard was beautiful (about 1/3 acre), the deck was huge, huge 2-car garage, master bathroom, great neighborhood, some new windows.
Cons: Needs cosmetic updates: some new carpets, lots of dated wallpaper, kitchen cabinets (not real wood) and counter tops, closet doors. Furnace and AC are original with the house (30 years old). Kitchen appliances are dated. The commute is 28 minutes without traffic. This is 10 minutes more (6 extra miles) than if we moved to Bethel.
Verdict: Loved the house, loved the space. Hated the commute.
This house is priced for a quick sale and will be snatched up within the month. It is being sold by a recent divorcee for only $1K above market value.
Major Conclusion: Although I could handle the commute, it would make for a very cranky E. It is something for us to think about.
Location: Bethel Park
Stats: 4 Bedrooms, 2 Bathrooms, First Floor FR, In-ground Pool
Pros: The street and neighborhood is fantastic! A cul-de-sac with kids playing on the street, hardly any traffic and loads of trees. The house is spacious with the family room and four bedrooms. It has a nice deck and a large yard. The finished basement is nice.
Cons: Closet space is practically non-existent. The stairs to the second level are enclosed. There are no kitchen appliances. No bathroom on the second floor. The garage is unusable unless the driveway is paved. The driveway is too narrow to shuffle the cars. The yard is tiered and has a lot of overgrown trees, vines and bushes. The pool is extra insurance ($200 a year), extra electric and extra maintenance, plus the fence around the top of the pool is not up to code. The front porch needs to be torn down and re-done and there are some cosmetic updates needed on the house. The furnace is old.
Verdict: Nice house, but we couldn't live with no closets and no driveway. The yard is difficult to maintain. The pool is both a plus and a con. Needs lots of updates.
I think this is a good house, but there are lots of updates needed, and the layout is not ideal for us.
Major conclusion: More bedrooms do not translate to a better house.
Location: Bethel Park
Stats: 3 Bedrooms, 2 Bathrooms, Over 1/2 Acre Yard
Pros: This is our second time viewing this house. We really like it. It is turn-key with fab new appliances, new wood windows, HW floors, new furnace, new AC and new hot water tank. The room sizes are nice, the closets are huge, the layout is great (traditional and efficient) and the yard is a dream-come-true. There is a deep integral garage, a finished GR in the basement, a huge covered brick porch and nice landscaping.
Cons: The house sits on a busier road. The second full bathroom (brand new) is in the basement. We would have to extend the driveway by about 4 ft in order to be able to shuffle the two cars in and out of the garage.
Verdict: This is a great house, and it has a lot of potential for improvements and additions.
The price of this house was just significantly reduced. It was certainly worth a second look.
Major conclusion: We still love this house, especially for the new price.
November 20, 2009
The Chore List Adventure
Then, I discovered a little tool (thanks to the all-powerful Google) called a weekly chore chart. Apparently a clean house does not require a full scrubbing daily, but simply a little work each day. With this new tool, I put together an N & E customized chore list. I have four chores per day, including washing the dishes and kitchen counters, and sorting our mail daily. It really breaks down to doing two extra chores each day.
On Mondays, I have to dust the furniture and do any laundry left over from the weekend, Tuesdays I pick up clutter and vacuum, Wednesdays I clean the bathroom, and so on. For the most part, this adds less than an hour of work each day. Our house looks great, our surfaces are clean, the clutter is gone, and the bathroom tiles are staying white.
I have been slacking with my chores this week and I can already tell the difference. Thankfully I was smart enough to schedule a "rest day" for Sundays, which has really just become my "catch up day" for this week. My greatest measure of success? E came home this week and said:
Removing the clutter and the dust does make the dwelling more peaceful.
November 5, 2009
The Stimulus! The Stimulus!
The particulars of this extension are different. The stimulus will be extended to some non-first-time home buyers, and the income maximus have been increased. I am jcrossing my fingers that the bill passes in the House and is signed soon.
Since we are going into the winter, there hasn't been that many houses coming into the market and nothing new for E & I to go look at. I am hoping this announcement motivates some sellers in the off season.
I am also hoping that this announcement does not stir up too much buyer competition: people don't like moving in the winter, right? I'd like to be able to shop for a house without feeling pressured or rushed by competing offers.
November 2, 2009
Is this our Dream House?
I don't think I am the type of person that just "knows" when something is the one. I had to try on my wedding dress three times before deciding on it, and even to this day I wonder if that was the right move.
This is the house causing all the doubts. Here's how it compares with what we described as our dream house.
YES - At least three nice-sized bedrooms.
YES - A spacious living room.
YES - A separate dining room.
YES - Nice large windows in common areas.
YES+++ - A relatively medium to large yard. A good yard to us is at least 1/4 of an acre.
YES+ Bonus - A driveway and garage, bonus points if the driveway can fit two cars side by side.
YES - A nice street and neighborhood.
These are the things we would love to have, but are not deal-breakers:
YES - At least 1.5 bathrooms, preferably 2 full baths.
YES - Integral garage.
YES - Finished basement.
YES! - Nice size closets.
YES - Room for a home office, either in the basement or an extra bedroom or den.
Additional Plus's:
Maybe it will take us looking at this house a few times before deciding it is THE one, or maybe it just isn't it.
October 27, 2009
The Rush is Almost Over
For now, it doesn't look like an announcement on extending the credit is coming, but the buzz in the REA world is that it will likely be extended through June. I hope that if extended, it doesn't cause another last-minute rush to buy. Then we can continue take our time looking at everything available and make a decision. We won't complain if we get $8K at the end of this, but we'd rather miss the deadline if it means finding the perfect house.
Here's to hoping that the end of the stimulus and the frigid Pittsburgh winter translates into a less-frustrating buying environment for us.
House Hunting Saturday
October 19, 2009
House Hunting Sunday
Here is the run-down of what we saw:
House 1
Stats: 4 Bedrooms, 2 Bathrooms, Cape Cod
Pros: It had four large bedrooms and a fenced-in yard. The kitchen and bathrooms were re-done. The downstairs had a finished GR.
Verdict: It doesn't work for us.
Having extra bedrooms is nice, but we are not bedroom dwellers, so we need a larger living area and a separate dining area.
Major conclusion: We want large living spaces.
October 15, 2009
First Heartbreak
Birthdays and Birthday Gifts
It was my birthday two days ago and it hit me that it was my first birthday as a married lady and my last birthday in our current apartment. The thought made me very excited for where our life is headed.
I got a few wonderful birthday gifts from E. My favorite is the Nike+ for my Ipod. I can't wait to go running on some trails with it and to be actually able to measure my exact distance and pace. I am more motivated than ever to go for a few runs through the woods! Perhaps I should add to my dream house list that I'd like for our new house to be close to a park with running trails?
October 11, 2009
House Hunting Sunday
Stats: Split Level, 3 Bedrooms, 2 Bathrooms, FR in Basement
Pros: Even sized bedrooms, nice floorplan, clean carpets, nice yard, master bathroom!, 2-car integral garage
Cons: Needs a few cosmetic updates, small Living Room and Family Room, bedrooms are a bit on top of each other
Verdict: Definitely still on list of possibilities.
This house had a good amount of space and flowed well. The neighborhood is nice. The house, at 40 years old, is newer than a lot in this area.
Major Conclusion: Split Level homes can be very nice.
Note to sellers: Please try to have your children vacate the house before potential buyers come in. When E & I visited, there were 5 teenagers and a newborn in the house, all in their PJs. Also, please try to leash your dogs when people come see the house. We didn't go out into the backyard because there were two Boxers unleashed.
Stats: 2-Story Colonial, 3 Bedrooms, 2 Bathrooms, FR in Basement
Pros: Amazing 3/4 acre level yard!, renovated kitchen with stainless steel appliances, nice FR or office in basement, large porch off living room, gas grill, nice landscaping, relatively large LR, huge closets in each room including a walk-in in the MBR, nice hardwood floors, new wood windows (love these), good storage space in basement.
Cons: On a road that is a bit busier than others, the bedroom area/hallway is a bit cramped, the second full bathroom is in the basement, only one-car garage (but driveway is large enough for 3 cars).
Verdict: We really really like this house. However, we just started looking and need to explore other areas and a few more homes.
This house is only 1/4 mile from the Elementary School and we fell in love with the yard. We can easily expand this home by closing off the porch and making it into a FR, then adding a deck in the backyard. We can also add a pool or playground to the yard once we have little ones.
Major Conclusion: E & I care about the yard/outdoor space more than we care about the (current) finished living area. We definitely want to make a nice yard a priority.
Stats: Split Level, 3 Bedrooms, 1F 2H Bathrooms
Pros: Nice open floorplan, 2 car integral garage, nice hardwood floors, beautiful quiet street.
Cons: Needs lots of updates, old appliances, really small yard, small living spaces.
Verdict: This house is very overpriced. It is a definite no.
Major Conclusion: The lack-of yard is a deal-breaker.
Stats: Multi-Level, 3 Bedrooms, 1.5 Bathrooms, FR in Basement
Pros: Lots of living space, definitely move-in ready, decent-sized bedrooms, great FR in basement, large laundry/storage room, extra room in mid-level can be made into a playroom, great large LR & DR, newer appliances.
Cons: Needs a kitchen or bathroom remodel soon, but both have big potential, the backyard is a little small, only one-car garage.
Verdict: Keeping this one on the list.
This was our second-favorite house of the day. The bones are good and is move-in ready, with great potential that can be achieved with a few renovations in a few years. The yard was a drawback. It wasn't very small, but we definitely would like a bigger yard.
Major conclusion: Other than the yard being a big deal? We realized we are willing to go for a house that is not 100% perfect if it has the potential to become that house in a few years.
Score for the day: three possibilities out of four, one excellent house.
October 8, 2009
This is getting ridiculous!
How on Earth are you supposed to know when to keep a listing in your list of possibilities and when to let it go? What if the house is better in person than on paper? What if you eliminate a house that is really perfect for you? Or, what if you eliminate half the houses, hate everything you see and are then left with nothing?
I am getting incredibly anxious about this. About finding the perfect house. I feel like I don't know the feel of the different neighborhoods well enough yet, so I am hesitant to eliminate anything in a neighborhood I haven't seen. All I am going on is what school rankings, Google Maps, listing websites, and a few drive-bys are telling me.
How are non-Pittsburghers ever supposed to know what different neighborhoods are all about? And, is it too much too ask for a nice suburban neighborhood with good schools where kids are safe to play on the street, but that doesn't require a 45-minute+ commute into town?
October 6, 2009
Our Dream House
There yet? Good.
E & I live in a very spacious 1,100 sq-ft apartment in Squirrel Hill. It is two bedrooms and an office, one bathroom, a huge living room, enormous (unused) dining room, a sun room, and a relatively small kitchen. We are slightly spoiled by the plethora of windows in our common areas, the new carpet and the logical space plan.
Based on the space we are used to having, our budget and what is generally available in our target areas, here are our musts:- At least three nice-sized bedrooms. Dens/Offices disguised as bedrooms where even a toddler bed would be tough to fit do not qualify.
- A spacious living room.
- A separate dining room.
- Nice large windows in common areas. In other words, none of those small window slits prevalent in a lot of mid-century homes.
- A relatively medium to large yard. A good yard to us is at least 1/4 of an acre.
- A driveway and garage, bonus points if the driveway can fit two cars side by side.
- A nice street and neighborhood (i.e.: if the house is less than a block away from a major avenue, a commercial district, or a highway, it is disqualified).
Because we are realistic, we decided we could make certain compromises. These are the things we would love to have, but are not deal-breakers:
- At least 1.5 bathrooms, preferably 2 full baths.
- Integral garage.
- Finished basement.
- Nice size closets.
- Room for a home office, either in the basement or an extra bedroom or den.
Our target areas (in order) are:
- Mount Lebanon
- Bethel Park
- Scott Township
We will also consider:
- Ross
- North Fayette
We have chosen our target areas for both the neighborhood feel, as well as the schools. However, from driving around, it seems like there are good and bad neighborhoods within these areas, which limits our search even more, so we decided to add a few extra areas to our search.
Hopefully more on our search will come this weekend!
October 5, 2009
Open House Recap
October 4, 2009
Open House Sunday
Sadly, it was all incredibly frustrating. When did real estate agents start using telephoto lenses for the listing photos? These rooms that seemed spacious in photos where downright claustrophobic! It was a learning experience, nonetheless. It allowed me to understand a bit more of what I prefer in a house, and to shape my expectations of what our future house will and will not have.
On a good note, I was able to do drive-bys for four of my favorite listings. I loved the neighborhoods of three of them, and hated the fourth. It was nice to imagine myself running up and down the street, driving to and from work, or playing in the front yard.
A quarter tank of gas and three hours later, I was home feeling a bit frustrated, a bit excited and a bit scared. The experience left me wanting to see more houses ASAP and to broaden my search a bit and add one or two more towns to our target search.
October 3, 2009
The Next Big Adventure
Not surprisingly, once the honeymoon was over, as wonderful as it had been, we were bored. There was no rushing to Michael's for glue sticks, no going broke over bar tabs, and no weird diets anymore. Life was back to normal (ahem, boring).
Since I have the patience of a one-year old, I quickly moved onto planning our next adventure: buying a home! We couldn't sit still for long without embarking on something big again, at least not after such an intense wedding-planning process. Buying a house seemed like the best next step.
We have wanted to buy a home for at least two years, but the time was never quite right. Now, we finally have some savings, our credit is solid, the market couldn't be riper, and the lease on our current apartment (which we are quickly out-growing) is up in five months.
Hopefully this blog will help us chronicle our home buying adventure, while also giving us an outlet to recap our wedding, and a place to share some of the highs and lows of newlywed life.